HANDYMAN 
Handyman Auto Insurance With No Drivers License
Handyman Auto Insurance With No Driver’s License: Whether licensed or not, there are many individuals who will still need to get auto insurance for a number of reasons. While the average consumer may not see the point of paying for automobile coverage while lacking the licensing by a state to operate a vehicle, there are many instances where it may be necessary. Unfortunately, many are under the impression that there are not companies available that will offer policies to an unlicensed person, but this is not necessarily always the case and it can be in one’s best interest to find a carrier that will offer to insure them without a driver’s license.
The bottom line is that it is illegal in most states to operate a motor vehicle without an automobile policy and while a motorist with suspended or revoked driving privileges should not get behind the wheel, there are individuals who may need to obtain car insurance with no license and there are companies that will offer it. Another misconception is that some may think that simply because they are unlicensed they will be subject to inflated rates and although this may be true for those who have have their licenses revoked due to certain traffic violations, international motorists may be able to find policies at the same price that a domestically licensed driver may pay.
Why to Get Insurance without a License
Individuals who are visiting or relocating to the United States will more than likely need to drive in order to get around and complete tasks. Those who are only visiting are allowed by most states to operate legally with foreign licensing, but they must be financially responsible for any bodily injury or property damage that they may cause while behind the wheel of a motor vehicle. Therefore, it may be in their best interest to obtain auto insurance to avoid any legal repercussions during their visit. Many companies will insure drivers with foreign licenses or identification cards for a specified length of time; company guidelines will differ.
One of the most common reasons why people may need to obtain automobile policies is to have driving privileges reinstated. A driver’s license can be suspended or revoked for a number of reasons and the majority of states will not reinstate licensing without proof of coverage being submitted to the appropriate state department. The Arizona Department of Transportation requires that a Certificate of Insurance (also known as an SR 22) be provided prior to the reinstatement of driving privileges. Although it may not seem necessary to purchase a policy if one cannot drive, it may be needed to begin operating a vehicle in the future.
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