Handyman Insurance, Do you need handyman insurance?
That depend on several factors. If you answer yes to any of the following questions, it is probably a good idea to go ahead and get it.
* Does your state require it?
* Does your target market include apartment complexes? Eventually, you may get an apartment deal. If you are just starting out, this is unlikely unless you are strongly targeting them.
* Are you planning to do any work on bank owned properties?
* Are you planning on getting licensed as a contractor or handyman? I’m not currently licensed because my state doesn’t require me to be. I just can’t do jobs over $1,000.
* Are you well established and can easily justify the expense?
* Do you where a helmet everywhere you go?
If you answer no to all of the following questions, you may to consider holding off.