Handyman Insurance, The Risk Homeowners Take When Hiring Illegal Operators
Homeowners seldom realize the risks of hiring illegal operators. Phony contractors rarely have a contractor license bond or workers’ compensation insurance. A worker who is hurt on the job could seek medical reimbursement or other damages from the homeowner. Homeowners also have little recourse for poor workmanship, incomplete work or other financial damage when they use a person that does not have a license bond, which is a standard requirement for CSLB-licensed contractors.
“Some unlicensed operators deliberately target trusting and vulnerable people,” said CSLB Registrar Steve Sands. “They might take your money and be gone without completing the work before you realize what’s happened, which may force you to pay twice just to get the job completed.”