Handyman Insurance, Independent Contractor
If you work as an independent contractor and make deliveries using your commercial van, your employer may provide insurance coverage’s that protect the products or delivered goods you transport in your cargo or delivery van. Your employer may also provide liability insurance to cover you while you are working. However, you will want to be sure to ask your employer about what coverage they provide, because you might only be protected while you are delivering for them. In that case, you will need your own commercial van insurance policy for when you drive your vehicle for personal use.