Handyman Insurance – Handyman or Contractor
How do you know if you need to higher a handyman or contractor for a job? Generally you know by the scope of the job and level of skill required to complete it.
Example: If you need to have a specialized trade done such as pluming repairs or electrical issues you should higher a plumber or an electrician for such work. Yet if it a job that you feel you could do yourself but prefer not to hiring a handyman is probably a good choice.
What you do not want to do is higher a handyman for us any emergency service for plumbing, electrical or appliance work, unless the handyman is licensed in that trade. If a unlicensed person does plumbing or electrical work, you will not have a guarantee that the work has been done to code, which could affect your homeowners insurance policy or any claim related to the work.
There for you would want to use a contractor or specialist for remodeling work, room additions and projects that require heavy-duty equipment or licensed professionals like electricians.