HANDYMAN 
Handyman Insurance – Getting Insurance With Nothing Down
Very few consumers pay for policies up front and in full. Whether it is due to the fact that it may be extremely expensive, they cannot afford to or they would just rather keep the money on hand. Whatever the case may be, many companies are willing to provide policies and allow monthly payments to be made until the premium is paid. In order to find carriers that will offer such an option, motorists must shop around and locate a provider that will do so at the lowest rate and allow the smallest start up cost. Many individuals have the misconception that “no down payment” means that no money would have to change hands to begin coverage, but this is not the case. What it does mean is that only the first month’s premium would have to be paid without any other fees being tacked on.
To help ensure that the best deal is found and lowest amount is paid up front is to get as many quotes as possible and select a few of the cheapest available. Prior to making a purchase or payments ask if there are any fees that will be included with the price being paid to begin protection; this may include service or billing fees. If there are fees, see if there would be any way to negotiate these in order to get the lowest price. Companies are in business to obtain as many customers as possible and may be willing to cut costs to get a new policyholder. It may also be a good idea to take advantage of tools such as the New Jersey auto insurance Purchasing Planner to help with the shopping process. With some diligence, a consumer may be able to find a policy and only pay the first month’s premium up front.
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