With its more stringent criteria than other schemes, BES 6001 is increasingly becoming the UK standard for responsible sourcing. In less than a year since the first certificate was awarded, over twenty are now held covering aggregates, cement, bricks, reinforcing bar, and mortars.

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Central Contractor Registration (CCR) is the primary registrant database for the U.S. Federal Government. CCR collects, validates, stores, and disseminates data in support of agency acquisition missions, including Federal agency contract and assistance awards. Please note that the term “assistance awards” includes grants, cooperative agreements and other forms of federal assistance. Whether applying for assistance awards, contracts, or other business opportunities, all entities are considered “registrants”.

Both current and potential federal government registrants are required to register in CCR in order to be awarded contracts by the federal government. Registrants are required to complete a one-time registration to provide basic information relevant to procurement and financial transactions. Registrants must update or renew their registration at least once per year to maintain an active status. In addition, entities (private non-profits, educational organizations, state and regional agencies, etc.) that apply for assistance awards from the Federal Government through Grants.gov must now register with CCR as well. However, registration in no way guarantees that a contract or assistance award will be awarded.

CCR validates the registrant information and electronically shares the secure and encrypted data with the federal agencies’ finance offices to facilitate paperless payments through electronic funds transfer (EFT). Additionally, CCR shares the data with federal government procurement and electronic business systems.

Please note that any information provided in your registration may be shared with authorized federal government offices. However, registration does not guarantee business with the federal government.

See for additional information: http://www.mbda.gov/?section_id=4&bucket_id=156&content_id=3676&well=entire_page

Insurance might not be the first thing someone thinks about when running a business, but it should be an important consideration. Handyman insurance is another requirement if you are thinking about starting a handyman business.  Handyman insurance includes several types of coverage; each one offers a specific kind of protection for your business.

Find the best Handyman insurance quotes from some of the finest and solid insurance companies who compare liability coverages based upon your own personal choices.  This website provides important insurance information on Handyman Insurance Coverage and quotes.  Handyman insurance includes several types of coverage; each one offers a specific kind of protection for your business.

Many individuals have no idea what the price tag will be when they begin to shop around for car insurance policies and sometimes they are pleasantly surprised with the amount asked by insurers, but then there are others who find premiums to be shocking. While there is no set price for every driver, what a person will pay to cover themselves and their automobile will vary from person to person because insurers have a formula that they use to calculate the rates they will charge for coverage based on applicants and the vehicles to be insured; since everybody’s situation is unique, the cost of a policy can vary substantially with each insurer.

When looking to see how much does auto insurance cost it is important to understand what an insurer is analyzing to determine premiums. Probably the biggest factor used to calculate a premium is a driver’s record; this is a big indication of a motorist’s driving habits and their likelihood to be involved in a loss and ultimately cost the carrier monetarily. Therefore, if a driver has a history of tickets and accidents they will probably end up paying more in premiums than those that do not because they are viewed as a higher risk to insure due to their previous incidents.

Other Factors that Affect the Cost of Insurance

Aside from a driver’s record there are many additional factors that will reflect what a person will pay for their auto insurance. For instance, age plays a big part because the ages of motorists are broken down into groups and each group has a certain level of risk associated with them. Drivers under the age 25 are considered to be “younger motorists” and will likely pay more for coverage than mature drivers and this is especially true for teenagers; statistics show that motorists between the ages of 16 and 19 are four times more likely to be involved in a traffic accident than older drivers and 16 year olds are three times more at risk than 18 and 19 year olds.

If your business as a Handyman employs any staff (including part-time, trainees or sub-contractors), Employers liability insurance cover is a legal requirement. Employers liability insurance provides protection against your legal liabilities to pay compensation in respect of injury sustained by your employees in the course of your business as a Handyman. The other purpose of workers compensation insurance is to protect employers from potential lawsuits from injured employees.

Employers Liability Insurance for handyman work: This type of insurance would cover payment of legal fees and damages in the event that an employee was injured or killed while doing work for you. Our Handyman Insurance Program gives our policyholder comprehensive coverage for their businesses, and the program is designed for Handymen who: Are hired to do a variety of miscellaneous work that would be found in a residential household environment;.

The handyman must comply with Worker Compensation Insurance Laws and provide payment for employee medical treatment and part of any income lost while recovering from an on the job illness or injury. Workers compensation insurance is an insurance policy carried by businesses that covers the medical costs and a portion of lost wages for an employee who is injured on the job.

Additional Ways to Reduce MI Car Insurance Rates

Consumers looking to find lower premiums should become knowledgeable about auto insurance and how rates are affected and why it is important to shop around. First of all, according to the Michigan Department of Energy, Labor and Economic Growth there are approximately 65 licensed insurers in the state and each one is competing against each other in order to acquire new business; with competition comes the chance of finding an insurer with cheaper rates.

Although carriers determine their own rates, they are regulated by the state law which prevents for premiums from being excessively high and insurers are prohibited from communicating with one another in regards to the rates that they are setting. Therefore, each company will have a different pricing schedule which makes comparison shopping that much more important.

In addition to shopping around for a company that can offer the lowest rate, it is important that motorists shop diligently and wisely. When obtaining quotes from various companies be sure to address any and all discounts which may be applicable to your situation; a discount can reduce premiums significantly and combined with other discounts the savings can be substantial.

Determining if you need commercial auto insurance can be confusing as the decision-making process contains a large amount of variables.  These are questions you will come across when searching for a company to purchase your commercial auto insurance.

Most personal auto policies exclude from coverage the use of a vehicle for commercial purposes.  The last thing you will want to do is argue with your insurer over whether your automobile was used more for personal use or business use.  In my opinion, the risk of a serious auto accident wiping out a small business far exceeds the premiums paid for the coverage and this is not the place to save premiums. Purchasing business auto insurance is usually the safe route to follow.

A commercial auto policy does the same thing as your personal auto policy.   While the types of coverage provided by personal and commercial auto insurance policies are essentially the same, there are important distinctions. Typically, commercial auto insurance policies have higher liability limits, for example $1 million.  If you are relying on either a personal auto insurance or personal umbrella liability policy to provide you with protection for your company’s use of vehicles, look closely at the provisions, as business-related liability may be excluded.

Commercial vehicle insurance policies offers much more coverage options much more relevant towards the needs of a business.  Your personal auto policy will exclude coverage for commercial uses of your vehicle.   Many small-business owners believe that if their car is in their personal name then commercial coverage is not necessary and their personal auto policy will cover the auto.

Insuring your homebased business is easier than ever.  Optional Home Business Insurance Coverages  For an extra premium, you can beef up your Home based Business insurance policy by adding: Umbrella Liability protects your business against the costs of catastrophic lawsuits.  Therefore, you may need home based business insurance.

There are a few different home based business insurance options available for you to consider.  If you own a home business, your home based business insurance will be tax deductible.  Therefore, depending on the type of business that you run, you may need a home based business insurance policy. You may want to consider liability insurance for your business if there is a chance that your product may injure someone or if someone could become injured while visiting your home business.

They are the experts and they can point you in the right direction as far as home based business insurance.  Several home-based business owners own their own homes, and presume that their home based business insurance also covers their home-based business activities.  Not only is this not true, but your home based business insurance activities can annulled your home insurance.  While several home based business insurance owners rely on their home insurance to wrap damage, loss and theft of possessions, all home-based businesses should have contents insurance as well to the contents and or possessions insurance offered by the owner’s house insurance.

HandymanInsurance.com started a new blog in late April 2010 to help provide a community forum and discussion for the needs of small business contractors and the handyman construction industry. We hope you will share your experiences – good and bad with us.