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Are you contracting to have a swimming pool or spa built?

Friday, Apr. 22nd 2011 6:35 AM

NAC 624.6958 Requirements for contracts. (NRS 624.100, 624.940) A contractor shall ensure that each contract for the construction of a residential pool or spa that the contractor enters into:
1. Is evidenced in writing and that any changes to the contract are also evidenced in writing.
2. Contains the following, each of which must be printed in at least 10-point bold type:
(a) The name of the contractor and his business address and license number;
(b) The name and mailing address of the owner and the address or legal description of the property;
(c) The date of execution of the contract;
(d) The estimated date of completion of all work to be performed pursuant to the contract;
(e) A description of the work to be performed pursuant to the contract;
(f) The total amount to be paid to the contractor by the owner for all work to be performed pursuant to the contract, including all applicable taxes;
(g) The amount of any advance deposit paid or promised to be paid to the contractor by the owner in accordance with Subsection 4 of NAC 624.6964;
(h) The dollar amount of any progress payment and the stage of construction at which the contractor will be
entitled to collect progress payments during the course of construction pursuant to the contract in accordance
with Subsection 1 of NAC 624.6964;
(i) A statement that the contractor has provided to the owner:
(1) The notice and informational form required pursuant to NRS 624.600; and
(2) Any other notices and forms required pursuant to federal, state or local law;
(j) A statement that any additional work to be performed pursuant to the contract, whether or not pursuant to a
change order, which will require the owner to pay additional money and any other change in the terms in the
original contract must be agreed to in writing by the parties and incorporated into the original contract as a
change order;
(k) A plan and scale drawing showing the shape, size, dimensions and the specifications for the construction and
equipment for the residential pool or spa and for other home improvements, and a description of the work to
be done, the materials to be used and the equipment to be installed, and the agreed consideration for the
work;
(l) A notice, in close proximity to the signatures of the owner and the contractor, stating that the owner has the
right to request a bond for payment and performance;
(m) A schedule of payments that meets the requirements of NAC 624.6964;
(n) An agreement by the contractor to provide to each subcontractor or supplier prompt and full payment upon
completion of each stage or phase of construction for the contracted amount of services rendered or materials            supplied; and
(o) A statement that upon satisfactory payment being made for any portion of the work performed, the contractor           shall, in accordance with subsection 3 of NAC 624.6966 and before any further payment is requested or made,
provide to the owner a full and unconditional release from any claim of mechanic’s lien for that portion of the
work for which payment has been made.
3. Is signed by the contractor or a person named on his license.
(Effective 12-17-97)

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Handyman insurance quotes is available on a state by state basis in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Dist of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming. Find the best Handyman insurance quotes from some of the finest and solid insurance companies who compare liability coverages based upon your own personal choices.
Business insurance quotes Handyman Quotes

Business insurance quotes vary according to the state your business is in so you need to keep this mind when shopping for insurance.
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Your contractors license classification provides the insurance company the amount of risk and claims exposure you may incur as a result of your business.
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How many years of experience in the licensed classification influences your final business insurance quote.

Handyman Insurance

Insurance might not be the first thing someone thinks about when running a business, but it should be an important consideration.   Handyman insurance is another requirement if you are thinking about starting a handyman business.  This website provides important insurance information on Handyman Insurance Coverage and quotes.

Handyman Insurance Coverage

Handyman insurance includes several types of coverage; each one offers a specific kind of protection for your business.  

(Handyman Insurance ) Commercial Auto: Covers a business's owned, no owned, and hired autos against liability and physical damage losses. 

Handyman Workers Compensation:  If your business as a Handyman employs any staff (including part-time, trainees or sub-contractors), Employers liability insurance cover is a legal requirement.  Employers liability insurance provides protection against your legal liabilities to pay compensation in respect of injury sustained by your employees in the course of your business as a Handyman.  (Handyman Insurance) Workers Compensation: Provides coverage for an employer's responsibility in the event of a work-related injury or illness.   Employers Liability Insurance for handyman work: This type of insurance would cover payment of legal fees and damages in the event that an employee was injured or killed while doing work for you. 

Tradesman Insurance for handymen: This is a package of several different kinds of cover for handymen, making up one policy that meets all your insurance needs.

Public Liability Insurance for handyman work: This type of insurance would cover you if your business activities caused injury or death to a member of the public.

Handyman General Liability - Commercial jobs will require you to have general liability coverage of $1,000,000 to $2,000,000 prior to being hired (not to mention that you protect your assets if something goes wrong on the job).

Products liability insurance for Handymen - Products liability insurance provides protection against your legal liability, compensation costs and expenses following injury or damage by goods that you have sold, supplied, repaired, tested or delivered in connection with your business as a Handyman.  Products Liability insurance for Handymen at 1,000,000 with the option to increase to 2,000,000 up to 5,000,000 or more.  Public Liability insurance cover provides protection against your legal liability for injury to third parties and damage to their property in connection with your business as a Handyman.

Professional Indemnity Insurance for handyman work: This covers you against any mistakes you might make  including bad advice you or your staff might give  that ends up costing your clients money, and leading them to take legal action against you.

(Handyman Insurance ) Umbrella Coverage: A broader form of coverage that extends the limits of liability found in a base policy form. 

Income Protection Insurance - If the essential person should be unable to work for a period of time, this handyman insurance helps to cover the loss of business as a result of the illness or injury.  Having sufficient income protection insurance is also a worth while consideration, if you were to fall off a step ladder or hurt your back and couldn’t work, accident, sickness and unemployment insurance could help you to pay for some of your monthly bills in the event of you not being able to work.

The Handyman Insurance Program gives our policyholder comprehensive coverage for their “handyman” businesses, and the program is designed for Handymen who: Are hired to do a variety of miscellaneous work that would be found in a residential household environment;

Please note that standard home owner's insurance will most likely not cover business assets, and may VOID your home insurance coverage.  If your business is home-based, do you need more liability coverage than your home insurance policy covers. 

The Handyman program gives our policyholder comprehensive coverage for their “handyman” businesses, and the program is designed for Handymen.

Handyman Insurance Quotes

Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more. Find the best Handyman insurance quotes liability commercial and small Handyman companies offering affordable monthly payment options for your handyman business and the self-employed.  Find the best Handyman insurance quotes from some of the finest and solid insurance companies who compare liability coverages based upon your own personal choices.  Get online quotes for handyman insurance now.  And it can help you save money on your handyman insurance without compromising on the level of cover you need.  The Handyman tradesman insurance policy has been crafted to cover all your Handyman insurance needs at the most competitive price.

 

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