Compensation: If your business as a Handyman employs any staff
(including part-time, trainees or sub-contractors), Employers liability
for workers compensation insurance coverage is a legal requirement.
Employers liability insurance provides protection against your legal
liabilities to pay compensation in respect of injury sustained by your
employees in the course of your business as a Handyman. (Handyman
Insurance) Workers Compensation: Provides coverage for an employer's
responsibility in the event of a work-related injury or illness.
Employers Liability Insurance for handyman work: This type of insurance
would cover payment of legal fees and damages in the event that an
employee was injured or killed while doing work for you.
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Handyman workers compensation insurance quotes is available on a state by state basis such as Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Dist of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming. Find the best Handyman insurance workers compensation quotes from some of the finest and solid insurance companies who compare liability coverages based upon your own personal choices.
Handyman Insurance Quotes, Insurance for Handyman, Handyman Business Insurance, Handyman Liability, Handyman Industry, Insurance for Handyman Franchises. Find the best Handyman insurance quotes liability commercial and small Handyman companies offering affordable monthly payment options for your handyman business and the self-employed.
The handyman must comply with Worker Compensation Insurance Laws and provide payment for employee medical treatment and part of any income lost while recovering from an on the job illness or injury. Specific benefits are prescribed by law depending on the circumstances of each case. It is against the law for the handyman to terminate or punish an employee for reporting an accident or injury. All reports of first aid, accidents, illness due to work and injury must be reported within 24 hours of incident. Statistics show when an incident is reported quickly, the long term expense is less to all parties involved.
Any employee who suspects workers’ compensation fraud should notify his or her supervisor immediately. Supervisors who receive information about suspected workers’ compensation fraud must report that information. Examples of workers’ compensation fraud include, but are not limited to: Making a false or misleading statement to receive workers’ compensation benefits (Example: reporting an injury that does not exist).
Misrepresenting or concealing a material fact to receive workers’ compensation benefits (Example: reporting an off-duty injury as a work-related injury). Fabricating, altering, concealing or destroying a document to receive workers’ compensation benefits (Example: withholding a doctor’s release to return to work form). Conspiring to commit an act described above (Example: helping another employee stage or fake a work-related injury).
The company may investigate any allegations of workers’ compensation fraud. For this purpose, the company will have access to all company activities, records, property and personnel required to investigate the alleged fraud on a “need to know” basis, as determined by the company, and subject to applicable law. The company will cooperate fully with the Insurance Company, as well as federal, state and local law officials, to identify and prosecute any employee who commits or conspires to commit workers’ compensation fraud. Handyman's general counsel or legal representative will provide legal guidance, advice and counseling in the use and enforcement of the workers compensation policy.