Workers compensation insurance helps covers you or your employees in the event of a work-related injury, illness or death. Even if you are a one-person operation, this coverage can protect you if you are injured and cannot work. It also replaces a portion of the injured worker’s income if a long or permanent absence is required for healing and rehabilitation.

Having a debt resulting from the violation of the Colorado’s Mechanic’s Lien Trust Fund Statute, commonly known as the Construction Trust Fund Statute, declared non-dischargeable in bankruptcy may be more difficult due to a 2013 U.S. Supreme Court ruling.

Question: Do I need workers compensation?

Answer: Workers comp regulations vary by state. Carrying this coverage is usually not required if you are a sole proprietor, but in some states you must carry this coverage if you are in business, whether or not you have employees. If you do have staff, workers compensation is almost always required by state law.

The Post Falls School District in Post Falls, Idaho, passed a bond on March 10 and has awarded a design contract to Architects West Inc. of Coeur d’Alene. The district’s $19.5-million bond will fund five school projects.

Question:  Can I Carry Only General Liability Insurance

Answer: You may be able to opt for a handyman liability insurance policy instead of the BOP. If you do not have an office building or storage facility for your equipment and tools or do not need to insure payroll and operating expenses.  This would be a general liability policy that covers any bodily injury or damage you may cause to other people or their property.

Turning an unused pipe chase into an access tunnel for crews so they can walk safely under a busy street from the parking lot to the site epitomizes the type of workarounds that have kept the 70%-complete 500-MW replacement of the 460-MW Unit 3 Scattergood Generating Station on track. In addition, space was at a premium at the congested 41-acre site in Playa Del Rey. That set off a hunt for ways to fit in all the components of the $950-million job

Handyman insurance is must-have protection before you begin work in your customer’s home. If you are a Handyman and you are looking for Business Insurance you have found the right place to get free a quote today

Dissatisfied with traditional project delivery, Sutter Health began experimenting with lean practices and integrated project delivery nearly a decade ago. Today, the nonprofit health care provider continues to deepen its commitment to processes that meld diverse design firms and contractors into highly aligned teams that can deliver quality projects on time and at the lowest possible cost.

As a handyman, securing a General Liability Insurance policy is essential in covering the unforeseen incidents that can occur on the job.  Handyman liability insurance helps to protect you while performing work on your customer’s property for liabilities that may arise as a result of your finished work.

For the first time in nine years, a commercial construction project tops ENR California’s annual ranking of the largest construction starts in the state last year. The 175-acre Cupertino site for the $5-billion Apple Campus 2 buzzes with the activity of five major general contractors and thousands of workers as they construct 2.8 million sq ft of office space, 600,000 sq ft of research space and myriad supporting spaces.

Generally handyman operations are small businesses. If you run a handyman service as an independent contractor or you have several employees, you will most likely need a BOP other wise know as a Business Owners Policy. If you have less then 100 employees and bill less than $5 million year, this type of policy may be right for you.

Here are some of the typical covers a BOP has to offer.

* Business property: Damage to your own buildings and personal property

*  Business interruption: Loss of income from a covered work stoppage

*  General liability: Damage to the property of others or bodily injury to non-employees

*  You can also add relevant “floaters” to the business owners policy or as stand alone additions. These may include:

*  Inland marine coverage: Covers owned or rented tools and equipment and tools in transit between job sites

*  Crime or theft: Protects tools, equipment and vehicle in storage if stolen

Since many handy men/women need a variety of tools and carry them from job to job in a truck or van. You need to protect your equipment from damage and theft.

At some point in time almost everyone needs a repair person or handyman. You need handyman insurance, if you are a handy person and you are working at other people’s homes for pay.

Even work like carpentry, plumbing, home maintenance, installation or electric work can fall under this category.   Handyman insurance is actually a package of coverage that you can customize to fit your needs, and will help to protect you from many of the specific risks of your trade.

“Owners of high-performance houses can really geek out, tweak the systems, test things, and tinker,” says Sam Hagerman. He should know the profile. As president of the Pacific Northwest–based contracting and consulting firm Hammer & Hand, Hagerman has completed more than a half dozen homes that have earned or are awaiting Passive House certification. “In some ways these folks are the opposite. They’re no less passionate about performance, but they expect good design to allow them to ‘set it and forget it.’”

Tucked in the far corner of the giant exhibition hall at the New Orleans Convention Center, a 560-square-foot modular classroom designed by New Orleans architecture firm Eskew+Dumez+Ripple quietly made its public debut at Greenbuild last week

The Alston & Bird renovation project outfitted the interior of 16 floors—and 365,419 sq ft—in a Midtown Atlanta building. Renovation work involved interior demolition, structural supports for connecting stairs and interior fit-out and finishes. With intense planning, the project team condensed the schedule into 16 months and two phases from 22 months and three phases. So as not to disrupt tenants, the team developed a demolition plan that used two shifts, with most work done at night. The project—built to LEED-Gold standards—includes one of the largest LED lighting installations in a commercial office and a three-hour-rated fire curtain that lowers automatically. More than 95% of construction waste was recycled, and nearly 50% of wood product was sourced from certified sustainable forests.

The Alston & Bird renovation project outfitted the interior of 16 floors—and 365,419 sq ft—in a Midtown Atlanta building. Renovation work involved interior demolition, structural supports for connecting stairs and interior fit-out and finishes. With intense planning, the project team condensed the schedule into 16 months and two phases from 22 months and three phases. So as not to disrupt tenants, the team developed a demolition plan that used two shifts, with most work done at night. The project—built to LEED-Gold standards—includes one of the largest LED lighting installations in a commercial office and a three-hour-rated fire curtain that lowers automatically. More than 95% of construction waste was recycled, and nearly 50% of wood product was sourced from certified sustainable forests.

The Alston & Bird renovation project outfitted the interior of 16 floors—and 365,419 sq ft—in a Midtown Atlanta building. Renovation work involved interior demolition, structural supports for connecting stairs and interior fit-out and finishes. With intense planning, the project team condensed the schedule into 16 months and two phases from 22 months and three phases. So as not to disrupt tenants, the team developed a demolition plan that used two shifts, with most work done at night. The project—built to LEED-Gold standards—includes one of the largest LED lighting installations in a commercial office and a three-hour-rated fire curtain that lowers automatically. More than 95% of construction waste was recycled, and nearly 50% of wood product was sourced from certified sustainable forests.

For Duke University’s renovation of Baldwin Auditorium—a Georgian-style building originally built in 1927—LeChase Construction Services was charged with the task of transforming the eye-catching auditorium into an acoustically superior, world-class venue.

For Duke University’s renovation of Baldwin Auditorium—a Georgian-style building originally built in 1927—LeChase Construction Services was charged with the task of transforming the eye-catching auditorium into an acoustically superior, world-class venue.

While the fundamental rules of baseball have been in place for more than a century, a combination of innovative tactics and the latest technology tools were essential in constructing BB&T Ballpark, the $54-million, 10,000-seat home of the Charlotte Knights.

Building Streamsong Resort—a golf, spa and nature-based retreat located between Orlando and Tampa—involved transforming a former phosphate mine owned by The Mosaic Co., a producer of phosphate-based crop nutrients.

PCL Construction Services was charged with building a three-story golf clubhouse; a six-story, 305,000-sq-ft, 228-room hotel, conference center, spa and pool; and outdoor amenities.

For Choate Construction Co., building the new corporate headquarters for the William Carter Co.—the children’s clothing brand better known as Carter’s—within 11 floors in Atlanta’s Phipps Tower was an exercise in brand building. Perkins+Will’s design for the 275,000-sq-ft space places prominence on Carter’s youthful customers with custom product display cases. At the same time, the interior emphasizes quality finishes, with extensive use of glass wall systems, wood wall and ceiling systems, high-end lighting with daylight harvesting and more than 100,000 sq ft of walnut wood flooring.

Builders of the $90-million North Atlanta High School emphasized team collaboration and the elimination of wasteful processes to deliver the unusual K-12 facility. Despite numerous challenges, JE Dunn and its more than 85 subcontractor and vendor partners successfully transformed an existing corporate office complex into the city’s newest high school in time for the fall 2013 semester.

Choate Construction’s third project for tech marketing company Red Ventures in Indian Land, S.C., is designed to provide employees with a unique set of amenities that contribute to a “work hard, play hard” atmosphere. The five-story, 200,000-sq-ft cast-in-place concrete office building features a beer garden, a six-lane bowling alley, a lounge and a cafeteria, while outside, the new project adds a soccer field, two tennis courts, two beach volleyball courts and other recreation areas to the company’s existing campus.

On October 31st, the Wood Innovation and Design Centre (WIDC)—a 96-foot-tall, 51,000 square foot structure built almost entirely out of engineered wood components—opened in Prince George, British Columbia. The six-story building houses the University of Northern British Columbia’s wood engineering program, as well as other tenants, and is intended as a showcase for the region’s expertise in timber construction. According to its architect, Vancouver-based Michael Green, the WIDC is the world’s tallest contemporary wooden structure. Although two recently completed timber residential buildings—one in London and another in Melbourne—are slightly taller, in the case of both the U.K. and Australian projects, the timber structure sits on a concrete podium. The WIDC is built on top of concrete raft slab and has no podium.