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TCEQ Approves Permit for Sub-15MW CHP Systems

Thursday, Sep. 27th 2012 6:29 PM

A new permit by rule recently approved by the Texas Commission on Environmental Quality could lead more commercial and industrial facilities to use combined heat and power technologies for their power needs.

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Questions Raised About Disassembly Process Following Fatal UT Dallas Crane Collapse

Wednesday, Sep. 26th 2012 6:29 PM

The U.S. Occupational Safety and Health Administration is investigating the cause of a fatal tower crane collapse at the University of Texas at Dallas campus in Richardson on July 7, but experts familiar with the accident are already pointing to problems with the dismantling process.

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Bush Presidential Center Pushes Energy Efficiency

Tuesday, Sep. 25th 2012 6:29 PM

The Dallas library of George W. Bush, former president and oil man, strives to be one of a few state projects with Platinum LEED certification.

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Texas Agencies Test Desalination Waters

Monday, Sep. 24th 2012 6:29 PM

State officials hope to boost shrinking water supplies with potential construction of a new brackish groundwater desalination facility in central Texas.

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RTD Board Approves Kiewit Proposal for I-225 Light Rail

Sunday, Sep. 23rd 2012 6:29 PM

The Regional Transportation District Board of Directors has formally approved a proposal by Kiewit Infrastructure Co. to complete the I-225 Light Rail Line to Peoria by November 2015.

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Construction Employment Declines in Half of Metro Areas

Saturday, Sep. 22nd 2012 6:29 PM

Construction employment declined in 162 out of 337 metropolitan areas between June 2011 and June 2012, increased in 127 and stayed stagnant in 48.

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Commentary: Firms Should Focus on Old-Fashioned Client Retention

Friday, Sep. 21st 2012 6:29 PM

One invaluable way to track what clients truly value and what their hot-button issues really are is client research.

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Handyman Insurance Quotes, Learn to Recognize and Prevent Heat-Related Illnesses

Thursday, Sep. 20th 2012 6:29 PM

Heat stress and heat-related illnesses can occur when the human body is exposed to hot temperatures for prolonged periods of time.

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Handyman Insurance Quotes, Insurance Company Flinch Test Backfires in Court

Wednesday, Sep. 19th 2012 6:29 PM

Don’t be surprised if the first response you get from your insurance company is a denial when you file a claim or ask it to defend a claim against you or your company.

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Handyman Insurance Quotes, June Construction Starts Retreat 1% Nationwide

Tuesday, Sep. 18th 2012 6:29 PM

New construction starts in June slipped 1% to a seasonally adjusted annual rate of $446.1 billion.

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Handyman Insurance Quotes, Unique New Partnership Brings Renewable Energy to Denver Housing Authority

Monday, Sep. 17th 2012 6:29 PM

The Denver Housing Authority has launched a landmark public-private partnership to bring renewable energy to 387 affordable housing buildings throughout the city.

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U.S. Construction Spending Reaches Highest Level Since December 2009

Sunday, Sep. 16th 2012 6:29 PM

Construction spending in June rose to a 2-1/2 year high as double-digit percentage increases in private residential and nonresidential construction more than offset an ongoing downturn in public construction.

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Handyman, At-Risk Company Drivers Can Be a Risky Business

Saturday, Sep. 15th 2012 6:29 PM

Whether an employee is driving a company car or being reimbursed for driving their own vehicle on company business, the employer can be accused of negligent entrustment following a collision.

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Equipment Lease Finance Industry Confidence Improved in July

Friday, Sep. 14th 2012 6:29 PM

Overall confidence in the equipment finance market is at 51.5, up from the June index of 48.5, but reflects continuing concern over external economic factors and regulatory and political uncertainty.

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Handyman, Israel Tackles First Major Industrial Pollution Cleanup

Wednesday, Sep. 12th 2012 6:29 PM

One of Israel’s worst pollution sites is set for what officials say is a first-of-its-kind cleanup in the country.

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Handyman, Queens Library Turns Page on Foundation Work

Monday, Sep. 10th 2012 6:29 PM

General contractor Stalco Construction, Islandia, N.Y., is aiming for the Queens Library in Elmhurst to achieve LEED Silver certification through use of green roofs and energy-efficient materials

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Smart-Grid, Building-Power Data Standard Out for Review

Sunday, Sep. 9th 2012 6:29 PM

A proposed standard that would provide a common basis for consumers to describe, manage and communicate electrical energy consumption and forecasting is open for an advisory public review until Sept. 3.

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Are We Finally Realizing BIM’s Promise?

Saturday, Sep. 8th 2012 6:29 PM

For years, BIM has been long on promise and short on delivery for years due to software incompatibility and deeply ingrained culture and workflow issues. But there’s increasing evidence that this is finally changing.

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Take Care: Net-zero solutions set up an affordable housing community for long-term success.

Friday, Sep. 7th 2012 6:29 PM

In constructing multifamily housing on the 2,000-plus-population island, Lopez Community Land Trust focuses on whole neighborhoods and retains ownership of its land holdings, so that site acquisition does not impact pricing for residents.

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Afghan Health Clinic Marks Return to Roots for Robert Hull

Thursday, Sep. 6th 2012 6:29 PM

Robert Hull has designed a medical clinic outside of Herat in Afghanistan .

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Projects for the People at the U.S. Pavilion in Venice

Wednesday, Sep. 5th 2012 6:29 PM

With a little more than a month before the opening of the 13th Venice Architecture Biennale, firms around the world are finalizing contributions to the massive show.

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Tumult Grows Over LEED Rating System Update

Tuesday, Sep. 4th 2012 6:29 PM

Members of the buildings sector are applauding the U.S. Green Building Council’s decision to delay the release of the next version of its popular green-building rating system, called LEED. In the meantime, debate rages on over the content of the draft revision.

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SAM – A One-Stop-Shop for Federal Contractors

Monday, Sep. 3rd 2012 6:24 PM

The federal government’s much-anticipated new contractor registration system, “SAM” was launched on July 30, 2012. SAM (short for System for Award Management) replaces the former Central Contractor Registration (CCR) system, and will ultimately integrate eight federal procurement systems (CCR, FedReg, ORCA, EPLS, CFDA, eSRS, FBO, FPDS-NG, FSRS, PPIRS, WDOL), along with the Catalog of Federal Domestic Assistance, into a new, streamlined system.

Eventually, contractors will be able to use one set of log in information to access everything that was once spread out over eight sites. Once SAM reaches that stage, there should be more consistency in the information found on-line, as contractors will no longer have to keep track of, or update, information on several different websites – one update on SAM, and you are set. Contractors will be able to register, file certifications, and search for contracting opportunities, in one place.

Steps for registering your business on SAM can be found in the User Guide posted on the SAM website. A quick start guide is also available. If you have further questions, or experience any difficulties, you can contact the Federal Service Desk’s Answer Center. We do understand that contractors have been having difficulty accessing the system, which is not entirely surprising at this point. If we receive any information addressing these accessibility problems, or any other issues of import regarding SAM, we will pass along that information to you.  By: Edward T. DeLisle & Maria L. Panichelli

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Biggest Factor in Getting Some Drivers Affordable Coverage

Saturday, Sep. 1st 2012 3:59 PM

A report released last month by the R Street Institute ranking state insurance departments on their regulatory systems claims that credit scoring has been “the biggest factor” in getting drivers out of state-run high-risk pools and back into the open coverage market, where prices are much more affordable.

The R Street Institute—a spin-off of the Heartland Institute that supports “free markets” and “limited effective government”—docked points from states that limit or completely prohibit insurers from basing rates partially on a driver’s financial history. R Street says insurance companies should have extremely wide latitude to set rates in order for the free market to regulate competitiveness.

Why Credit?

Credit scoring, also known as insurance scoring, is when insurers look at an applicant’s financial history in order to see what it might tell them about how good of a driver that applicant is. Why do insurers believe that things like bankruptcies, credit history, and debt ratios would be able to tell them how good of a driver an applicant is? Claims statistics and independent studies have shown that the worse of a financial history you have, the worse of a driver you’re likely to be.

An 82-page report issued by the Federal Trade Commission (FTC) in 2007 on the use of consumers’ financial information in auto and home coverage markets concluded that credit-based insurance scores “are predictive of the number of claims consumers file and the total cost of those claims.” In the FTC report, an analysis of data for claims in which policyholders damaged another person’s property showed that insurers paid out nearly twice as much for the group with the lowest scores when compared with the group with the highest scores.

“The use of scores is therefore likely to make the price of insurance better match the risk of loss posed by the consumer,” the FTC wrote. “Thus, on average, higher-risk consumers will pay higher premiums and lower-risk consumers will pay lower premiums.”

And according to the R Street Institute, that’s exactly what has happened

Credit Scores and Residual Markets

Specifically, they say that financial scoring has been the driving factor in depopulating states’ residual markets, which are state-run markets of last resort for high-risk drivers. These pools consist of drivers that appear too risky to insure profitably. When drivers enroll in these pools, they are assigned to a carrier. The policies cost more this way, but, for hundreds of thousands of people, it’s the only option.

But by allowing credit scoring, the R Street Institute argues, insurers are much better able to accurately price policies. So people who looked to be too risky to insure on paper may not look so bad once you get a peek at their financial history, and they have better access to affordable car insurance as a result.

And R Street is correct about the fact that residual markets are shrinking. Data from AIPSO, the organization that helps states run their residual markets, backs up their conclusion. The number of policies issued through state residual markets in the U.S. annually fell by about 27 percent between 2005 and 2009, falling from about 2.37 million to about 1.73 million.

However, it’s not clear how much of that trend could be attributed to the use of credit scores. Consider the fact that California and Massachusetts both saw huge drops in residual-market enrollment between 2005 and 2009, yet these are two of the only three states (the other is Hawaii) that ban the use of credit scoring. California cut its residual-market enrollment by a whopping 90 percent during that period, and Massachusetts cut its enrollment by 56 percent. Credit scoring had nothing to do with those gains.

In the end, R Street gave everyone neutral scores on credit scoring except for the states that have an outright ban on the practice. Hawaii, Massachusetts, and California all got docked points for their regulations.

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Definition of Small Business with Regard to Dredging and Land Subdivision Contracts

Tuesday, Aug. 28th 2012 4:32 PM

By: Edward T. DeLisle & Maria L. Panichelli –  Yesterday, the U.S. Small Business Administration (“SBA”) proposed certain size standard changes, which could expand the number of contractors eligible for “small” business status in relation to construction contracts under NAICS Code 23.

Specifically, the SBA issued a proposed rule that would increase the size standard associated with NAICS Code 237210 (which relates to contracts dealing with Land Subdivision) from seven million dollars in average annual receipts over three years to twenty-five million dollars. Similarly, the SBA proposed an increase in the size standard for NAICS Code 237990, relating to contracts involving Dredging and Surface Cleanup Activities, from twenty million dollars to thirty million dollars.

The SBA explained that, if adopted, these size standard increases will expand the small business share of total receipts in all industries within NAICS Sector 23, dealing with the construction industry, from about 49.7 percent to 50 percent. The SBA further estimated that these changes would result in an additional 400 contractors being deemed eligible for “small” business set aside contacts under NAIC Codes 237210 and 237990. The SBA stated that these changes would benefit three primary groups: (1) Businesses that are above the current size standards, who may gain small business status under the proposed rule, enabling them to participate in federal small business assistance programs; (2) Growing small businesses that are close to exceeding the current size standards, who will be able to retain their small business status under the proposed higher size standards, thereby enabling them to continue their participation in the programs; and (3) Federal agencies will have a larger pool of small businesses from which to draw for their small business procurement programs.

Under the proposed rule, the remaining NAICS codes relating to the construction industry would retain their current size standards.

The SBA is accepting comments on the proposed rule through September 17, 2012.

 

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best handyman insurance quotes offering low cost monthly rates Find the Best Insurance

Handyman insurance quotes is available on a state by state basis in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Dist of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming. Find the best Handyman insurance quotes from some of the finest and solid insurance companies who compare liability coverages based upon your own personal choices.
Business insurance quotes Handyman Quotes

Business insurance quotes vary according to the state your business is in so you need to keep this mind when shopping for insurance.
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Your contractors license classification provides the insurance company the amount of risk and claims exposure you may incur as a result of your business.
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How many years of experience in the licensed classification influences your final business insurance quote.

Handyman Insurance

Insurance might not be the first thing someone thinks about when running a business, but it should be an important consideration.   Handyman insurance is another requirement if you are thinking about starting a handyman business.  This website provides important insurance information on Handyman Insurance Coverage and quotes.

Handyman Insurance Coverage

Handyman insurance includes several types of coverage; each one offers a specific kind of protection for your business.  

(Handyman Insurance ) Commercial Auto: Covers a business's owned, no owned, and hired autos against liability and physical damage losses. 

Handyman Workers Compensation:  If your business as a Handyman employs any staff (including part-time, trainees or sub-contractors), Employers liability insurance cover is a legal requirement.  Employers liability insurance provides protection against your legal liabilities to pay compensation in respect of injury sustained by your employees in the course of your business as a Handyman.  (Handyman Insurance) Workers Compensation: Provides coverage for an employer's responsibility in the event of a work-related injury or illness.   Employers Liability Insurance for handyman work: This type of insurance would cover payment of legal fees and damages in the event that an employee was injured or killed while doing work for you. 

Tradesman Insurance for handymen: This is a package of several different kinds of cover for handymen, making up one policy that meets all your insurance needs.

Public Liability Insurance for handyman work: This type of insurance would cover you if your business activities caused injury or death to a member of the public.

Handyman General Liability - Commercial jobs will require you to have general liability coverage of $1,000,000 to $2,000,000 prior to being hired (not to mention that you protect your assets if something goes wrong on the job).

Products liability insurance for Handymen - Products liability insurance provides protection against your legal liability, compensation costs and expenses following injury or damage by goods that you have sold, supplied, repaired, tested or delivered in connection with your business as a Handyman.  Products Liability insurance for Handymen at 1,000,000 with the option to increase to 2,000,000 up to 5,000,000 or more.  Public Liability insurance cover provides protection against your legal liability for injury to third parties and damage to their property in connection with your business as a Handyman.

Professional Indemnity Insurance for handyman work: This covers you against any mistakes you might make  including bad advice you or your staff might give  that ends up costing your clients money, and leading them to take legal action against you.

(Handyman Insurance ) Umbrella Coverage: A broader form of coverage that extends the limits of liability found in a base policy form. 

Income Protection Insurance - If the essential person should be unable to work for a period of time, this handyman insurance helps to cover the loss of business as a result of the illness or injury.  Having sufficient income protection insurance is also a worth while consideration, if you were to fall off a step ladder or hurt your back and couldnt work, accident, sickness and unemployment insurance could help you to pay for some of your monthly bills in the event of you not being able to work.

The Handyman Insurance Program gives our policyholder comprehensive coverage for their handyman businesses, and the program is designed for Handymen who: Are hired to do a variety of miscellaneous work that would be found in a residential household environment;

Please note that standard home owner's insurance will most likely not cover business assets, and may VOID your home insurance coverage.  If your business is home-based, do you need more liability coverage than your home insurance policy covers. 

The Handyman program gives our policyholder comprehensive coverage for their handyman businesses, and the program is designed for Handymen.

Handyman Insurance Quotes

Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more. Find the best Handyman insurance quotes liability commercial and small Handyman companies offering affordable monthly payment options for your handyman business and the self-employed.  Find the best Handyman insurance quotes from some of the finest and solid insurance companies who compare liability coverages based upon your own personal choices.  Get online quotes for handyman insurance now.  And it can help you save money on your handyman insurance without compromising on the level of cover you need.  The Handyman tradesman insurance policy has been crafted to cover all your Handyman insurance needs at the most competitive price.

 

A reminder this is not an attempt to describe the product coverage and its' contents but merely used as a sales tool for the purpose of product illustration. The website and its' owners cannot make recommendations as to whether any illustrated product may meet the users' particular needs. Therefore, the suitability of the product is the final determination of the user of this website. The use of this website is acceptance of the sites' privacy statement. Coverage is not in effect until an application is signed, transmitted, payment received and approved by the underwriting company unless otherwise specifically stated. A physical and/or background inspection may be done to verify the information provided. The quote(s) will be based up on the underwriting information you supplied and the quote(s) is/are subject to change upon inspection and review by the underwriting company. The underwriting company reserves the right to determine the final coverage, premium and acceptability. Commercial use by others is prohibited by law. No portion of any news or information from this website may be photocopied, faxed, mailed, distributed, transmitted, published, broadcasted, duplicated, or re-distributed in any manner for any purpose without prior written authorization of its' owner.