HANDYMAN INSURANCE .com

INSURANCE TOOLS FOR THE HANDYMAN AND SMALL BUSINESS CONTRACTOR

 



Tom Henry’s Installing Solar Photovoltaic Systems Design and Installation Class

Thursday, Apr. 29th 2010 6:20 PM

Winter Park, Florida – Date of Event: May 17, 2010

A 5-Day Training Seminar — May 17-21, 2010

Installing PV systems that meet the highest efficiency of solar power. Two days include the site survey, using the sun pathfinder, PV system sizing, …

Harvard’s Guidelines for Laboratory Design: Health and Safety Considerations

Thursday, Apr. 29th 2010 6:20 PM

Boston, Massachusetts – Date of Event: May 10, 2010

May 10 to 14.

Acquire a solid understanding of the complex regulatory requirements and user demands of laboratory construction, renovation, reconstruction and decommissioning from the leading a…

Simple Ways to Find Handyman Insurance

Thursday, Apr. 29th 2010 1:49 PM

If you want a fast, and simple way to find Handyman insurance and experienced agents who can guide you through the process, consider using an online handyman insurance.  The internet can really help you do this because there are so many online business insurance quote forms available these days.  Shopping online for the best Handyman Insurance policy enables you to receive multiple quotes from a number of insurance companies.

Many business insurers are online and, while buying insurance for a business on the internet is not as prevalent as buying personal auto insurance online, growing numbers of small business owners are going to online sources for their insurance.  If one follows some guidelines when using online quote sites to purchase insurance, business internet insurance sites can offer premium savings.  They will contend that the absence of an insurance professional will cost a business in the long run.

As a business owner, it can be overwhelming to determine what these terms mean.  The type of insurance is going to depend on what you are doing,with whom you do business, the protection you need on your office and equipment, city ordinances and state laws, as well as your personal preference.  Many small store owners decide to buy a BOP (Business Owners Policy).  But since businesses face many risks and threats, almost all owners must purchase business insurance, and this is not something most of them have been well trained to do.  Because most small business owners do not have the time to pick and choose, a BOP provides an affordable and simple solution to small business

Handyman health insurance helps protect you from high medical care costs

Wednesday, Apr. 28th 2010 6:36 PM

Health insurance helps protect you from high medical care costs.  Health insurance provides many things: a safety net, should you get sick or injured; the means to maintain your well being with tests, screenings and vaccinations; and peace of mind, knowing your family can get the cheap health care it deserves.

Health insurance is important in the event that you, or any member of your family is ever sick or injured.  Health insurance plans come in a range or premiums, deductible and health eligibility requirements  families have widely differing needs too.  By comparing different insurance companies that have similar Health Insurance plans, you will be able to see at a glance which Health Insurance planmay better benefit you as far as money paid and services to be rendered.

An online broker can compare many different Health Insurance plans at the same time.  By simply filling out a form to compare Health Insurance plans, the broker will be able to come back with a rate quote for a Health Insurance plan that is tailored to your needs.  Each of the online brokers will have multiple Health Insurance plans that will be underwritten by many different companies.  By using online brokers to compare a Health Insurance plan, you really get the best rate that is available to you for multiple Health Insurance plans.  This will allow the broker to compare multiple Health Insurance plans in order to give you the most up to date information for where you live.  With a local online broker, you not only compare health insurance plans, but also design a Health Insurance plan that will fit your needs.  We offer health insurance plans from top health insurance companies nationwide.

You can learn all about health insurance, get free online health insurance quotes, compare health plan prices and benefits side-by-side, choose from a large selection of affordable health insurance plans from leading health insurance companies, and apply for health insurance online.  Compare free instant quotes for affordable health insurance plans available in your area  without giving your email or phone number.

Posted by Handyman Insurance | in Handyman Help, Handyman Insurance | No Comments »

What Are The Common Types of Handyman Business Insurance

Tuesday, Apr. 27th 2010 9:07 PM

Here are some common types of business insurance: Business Property Insurance: Coverage against loss or damage to your business property or contents. Business Liability Insurance: Coverage against a claim by others that your business caused them a loss Commercial Auto Insurance: Coverage for vehicles used by your business.  If you produce goods, you may want to look into purchasing product liability insurance.

This goes beyond general liability because it protects you in case your products, once out there in the world, cause injury to customers.  General liability insurance is a type of business insurance that covers any issues that arise concerning you business, such as accidents, injuries and negligence.  If your company manufactures goods, wholesales or retail sales goods, product liability insurance can help protect you in issues concerning the safety of those goods.

Types of Handyman Insurance

Monday, Apr. 26th 2010 9:06 PM

There are several types of handyman insurance coverages available.  The type of coverage required depends on the business and state that you operate.  Each business has separate needs.  As you will see, there are many business insurance coverage options available.  This article will provide you with business insurance types and descriptions.

Business owners providing services should consider having professional liability insurance (also known as errors and omissions insurance).  However, homeowners policies only go so far in covering home-based businesses and you may need to purchase additional policies to cover other risks, such as general and professional liability.  A BOP is a package that bundles property and liability insurance together through one affordable premium.

These exposures could include liability arising out of accidents resulting from the premises or the operations of an insured, products sold by the insured, operations completed by the insured, and contractual liability.  The most common types of commercial insurance are property, liability and workers’ compensation.  In general, property insurance covers damages to your business property; liability insurance covers damages to third parties; and workers’ compensation insurance covers on-the-job injuries to your employees.  If someone sues you for personal injuries or property damage, the cost of defending and resolving the suit would be covered by your liability insurance policy.

Malpractice insurance, or professional liability insurance, pays for losses resulting from injuries to third parties when a professional’s conduct falls below the profession’s standard of care.  Then you should consider getting product liability insurance to protect your business from liability resulting from the product’s nonperformance.  Professional liability insurance protects both you and your clients.  “Property and Liability insurance are essential for all small businesses, but Business Interruption, Key People, or Disability insurance can also make the difference between having to close down and being able to carry on.

Handyman Insurance Starts New Blog

Friday, Mar. 26th 2010 3:53 AM

HandymanInsurance.com started a new blog in late April 2010 to help provide a community forum and discussion for the needs of small business contractors and the handyman construction industry. We hope you will share your experiences – good and bad with us.

best handyman insurance quotes offering low cost monthly rates Find the Best Insurance

Handyman insurance quotes is available on a state by state basis in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Dist of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming. Find the best Handyman insurance quotes from some of the finest and solid insurance companies who compare liability coverages based upon your own personal choices.
Business insurance quotes Handyman Quotes

Business insurance quotes vary according to the state your business is in so you need to keep this mind when shopping for insurance.
Low Monthly Handyman QuotesLow Monthly Quotes

Your contractors license classification provides the insurance company the amount of risk and claims exposure you may incur as a result of your business.
Online Handyman Quotes

How many years of experience in the licensed classification influences your final business insurance quote.

Handyman Insurance

Insurance might not be the first thing someone thinks about when running a business, but it should be an important consideration.   Handyman insurance is another requirement if you are thinking about starting a handyman business.  This website provides important insurance information on Handyman Insurance Coverage and quotes.

Handyman Insurance Coverage

Handyman insurance includes several types of coverage; each one offers a specific kind of protection for your business.  

(Handyman Insurance ) Commercial Auto: Covers a business's owned, no owned, and hired autos against liability and physical damage losses. 

Handyman Workers Compensation:  If your business as a Handyman employs any staff (including part-time, trainees or sub-contractors), Employers liability insurance cover is a legal requirement.  Employers liability insurance provides protection against your legal liabilities to pay compensation in respect of injury sustained by your employees in the course of your business as a Handyman.  (Handyman Insurance) Workers Compensation: Provides coverage for an employer's responsibility in the event of a work-related injury or illness.   Employers Liability Insurance for handyman work: This type of insurance would cover payment of legal fees and damages in the event that an employee was injured or killed while doing work for you. 

Tradesman Insurance for handymen: This is a package of several different kinds of cover for handymen, making up one policy that meets all your insurance needs.

Public Liability Insurance for handyman work: This type of insurance would cover you if your business activities caused injury or death to a member of the public.

Handyman General Liability - Commercial jobs will require you to have general liability coverage of $1,000,000 to $2,000,000 prior to being hired (not to mention that you protect your assets if something goes wrong on the job).

Products liability insurance for Handymen - Products liability insurance provides protection against your legal liability, compensation costs and expenses following injury or damage by goods that you have sold, supplied, repaired, tested or delivered in connection with your business as a Handyman.  Products Liability insurance for Handymen at 1,000,000 with the option to increase to 2,000,000 up to 5,000,000 or more.  Public Liability insurance cover provides protection against your legal liability for injury to third parties and damage to their property in connection with your business as a Handyman.

Professional Indemnity Insurance for handyman work: This covers you against any mistakes you might make  including bad advice you or your staff might give  that ends up costing your clients money, and leading them to take legal action against you.

(Handyman Insurance ) Umbrella Coverage: A broader form of coverage that extends the limits of liability found in a base policy form. 

Income Protection Insurance - If the essential person should be unable to work for a period of time, this handyman insurance helps to cover the loss of business as a result of the illness or injury.  Having sufficient income protection insurance is also a worth while consideration, if you were to fall off a step ladder or hurt your back and couldn’t work, accident, sickness and unemployment insurance could help you to pay for some of your monthly bills in the event of you not being able to work.

The Handyman Insurance Program gives our policyholder comprehensive coverage for their “handyman” businesses, and the program is designed for Handymen who: Are hired to do a variety of miscellaneous work that would be found in a residential household environment;

Please note that standard home owner's insurance will most likely not cover business assets, and may VOID your home insurance coverage.  If your business is home-based, do you need more liability coverage than your home insurance policy covers. 

The Handyman program gives our policyholder comprehensive coverage for their “handyman” businesses, and the program is designed for Handymen.

Handyman Insurance Quotes

Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more. Find the best Handyman insurance quotes liability commercial and small Handyman companies offering affordable monthly payment options for your handyman business and the self-employed.  Find the best Handyman insurance quotes from some of the finest and solid insurance companies who compare liability coverages based upon your own personal choices.  Get online quotes for handyman insurance now.  And it can help you save money on your handyman insurance without compromising on the level of cover you need.  The Handyman tradesman insurance policy has been crafted to cover all your Handyman insurance needs at the most competitive price.

 

A reminder this is not an attempt to describe the product coverage and its' contents but merely used as a sales tool for the purpose of product illustration. The website and its' owners cannot make recommendations as to whether any illustrated product may meet the users' particular needs. Therefore, the suitability of the product is the final determination of the user of this website. The use of this website is acceptance of the sites' privacy statement. Coverage is not in effect until an application is signed, transmitted, payment received and approved by the underwriting company unless otherwise specifically stated. A physical and/or background inspection may be done to verify the information provided. The quote(s) will be based up on the underwriting information you supplied and the quote(s) is/are subject to change upon inspection and review by the underwriting company. The underwriting company reserves the right to determine the final coverage, premium and acceptability. Commercial use by others is prohibited by law. No portion of any news or information from this website may be photocopied, faxed, mailed, distributed, transmitted, published, broadcasted, duplicated, or re-distributed in any manner for any purpose without prior written authorization of its' owner.