HANDYMAN 
The Cost of Handyman California Car Insurance
California offers motorists a unique landscape, diverse population, and over 168,000 miles of public roadway to explore. But to legally drive in the Golden State, residents must meet specific financial responsibility requirements. Vehicle collisions usually result in damages that must be covered by the at-fault driver. But if the responsible resident is uninsured, he or she may have a difficult time paying for all the damages out of pocket. One of the decisions that a CA motorist can make to help get affordable coverage is to shop around and buy sufficient auto protection.
There are over 23.6 million licensed motorists in the Golden State, and hundreds of insurers to choose from. Every company rates vehicle owners using different methods, resulting in prices that can fluctuate significantly between insurers. To get the affordable car insurance California drivers need to legally operate a motor vehicle, people are encouraged to shop around and compare quotes.
When shopping for virtually any product, the World Wide Web can help people easily contrast prices. When looking for auto protection, drivers can use online resources to evaluate dozens of estimates in minutes. Obtaining sample rates from several different companies can let residents see which insurers can offer the lowest prices, and can provide useful information about the potential cost of purchasing a more comprehensive protection plan.
Additional California auto insurance Coverages
CA motorists are only required to carry bodily injury and property damage liability with minimum limits of 15/30/5. The CA Highway Patrol records over 450,000 traffic collisions a year, and in many of these accidents the minimum amount of coverage would be insufficient to cover all damages. Liability insurance is designed to pay for damages that the policyholder is responsible for, and nothing more. This excludes medical expenses and vehicle repair costs for the policyholder, and many other potentially significant expenses.
Investing in additional protections could help residents avoid significant financial loss. For example, the Golden State is home to one of the most diverse climates in the nation, and CA automobiles may be vulnerable to many different weather-related damages. To prepare for an unfortunate natural event, drivers may want to purchase comprehensive coverage. This addition covers damages caused by an array of sources including falling objects, fire, flooding, hail, wildlife, theft, and vandalism.
While shopping for automobile insurance it’s important to consider coverage that extends beyond basic liability. Car owners are encouraged to contact the California Department of Insurance or speak with an insurer licensed to sell coverage in the Golden State for detailed information. Because an estimated 15 percent of drivers in CA are uninsured, policy providers will often encourage motorists to purchase uninsured/underinsured motorist protection. Although policy additions add to the overall cost, being adequately prepared may end up saving a motorist a considerable amount of money after an accident.
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