Handyman Insurance, The Typical Box Truck Insurance Coverages
Depending on whether you own your own box truck and carry your own goods or you’re a for-hire trucker, you may require different types of box truck insurance coverage options. If you’re a private carrier, you may need to purchase basic box truck insurance coverages like Liability insurance that can cover injuries or damage to people or property if you’re at fault in an accident. You may also want physical damage coverage that protects your vehicle if it is damaged in an accident.
If you’re a for-hire trucker and your primary liability insurance is provided by your motor carrier, you may only need to purchase certain types of box truck insurance coverages including motor truck cargo insurance to protect the goods you are hauling or non-trucking liability insurance to protect your truck when you are not under dispatch.