Be Prepared with Additional NC Car Insurance
Purchasing a policy that includes coverage for various situations can offer an NC motorist more protection and peace of mind. Adding comprehensive collision coverage, for example, can cover an entire assortment of damages that could befall a policyholder’s automobile. Comprehensive collision coverage includes damages that may have occurred during a collision with another vehicle up to the policy’s limits and damages that may be caused by accidents not associated with striking another car. For example, comprehensive coverage may encompass damages from fire, flooding, falling objects, theft, vandalism, or striking an animal. Residents should be aware that damage caused by striking a larger creature can be both extensive and costly.
According to the NC Department of Transportation, over 58,460 North Carolina Animal Related Crashes from 2007 to 2009 amounted to over $126,915,922 in damages. In Wake County alone, there were over 1,110 animal-related accidents in 2009. For example, if a resident were to strike a deer, having an automobile protection plan that does not include such coverage may amount to expensive repair costs. Because wildlife on NC roads is relatively common, residents are encouraged to compare quotes that contain the necessary levels of protection to find an adequately priced policy that still provides coverage for various situations.